Life happens, priorities shift, and sometimes, even the best plans—including pet insurance—need to be canceled. If you’re wondering how to cancel Fetch Pet Insurance, you’re not alone. In this guide, we’ll walk you through everything you need to know about how to cancel Fetch Pet Insurance in 2025. We’ll keep it friendly, simple, and totally jargon-free. Ready? Let’s dive in!
Introduction
Why You Might Want to Cancel
Let’s be real. Maybe your pet’s health has improved, you found a cheaper provider, or you’re simply tightening your budget. There are plenty of valid reasons to cancel your pet insurance. What matters most is doing it right.
Is Cancelling the Right Choice for You?
Before you jump ship, consider whether cancelling is truly the best move. Could tweaking your coverage be enough? Either way, this guide will help you make the most informed decision.
Understanding Fetch Pet Insurance
What Does Fetch Pet Insurance Cover?
Fetch offers coverage for unexpected vet visits, illnesses, injuries, and more. They’ve got a good reputation for comprehensive protection, but it does come with a monthly cost that not everyone can or wants to keep paying.
How Their Cancellation Policy Works
The good news? Canceling Fetch Pet Insurance is usually straightforward. There’s no hidden trapdoor or confusing fine print. Still, timing and how you cancel do matter.
Steps to Cancel Fetch Pet Insurance
Step 1 – Review Your Policy Details
Pull out your policy. Look for your renewal date, billing cycle, and any cancellation terms. This will help you avoid penalties or missed refunds.
Step 2 – Prepare Required Information
You’ll typically need:
- Your full name
- Policy number
- Pet’s name
- Email or phone number associated with the account
Keep this info ready before contacting Fetch.
Step 3 – Contact Customer Support
Now it’s time to get in touch.
Phone Support
Call Fetch at 1-866-467-3875. They’re usually available Monday through Friday, 8 AM to 8 PM EST.
Email Support
Send a cancellation request to info@fetchpet.com. Make sure to include your details and request written confirmation.
Live Chat (If Available)
Sometimes, Fetch offers live chat on their website. If you see it, use it! It’s fast and effective.
Step 4 – Request Cancellation and Get Confirmation
Once you’ve made contact, clearly state that you want to cancel your policy. Ask for written confirmation via email. Save that email—you might need it later!
Things to Consider Before Cancelling
Are There Any Refunds?
Fetch generally doesn’t offer prorated refunds unless you’re canceling during the free look period. If you paid annually, you might get a partial refund—so it’s worth asking.
Will You Still Be Covered for a Period After Cancellation?
If you cancel mid-month, coverage may continue until the end of your billing cycle. Again, confirm this with the support team.
What Happens to Claims in Progress?
Claims submitted before cancellation are still processed—don’t worry. But new claims after cancellation? Not covered.
Alternatives to Cancelling
Can You Pause Your Fetch Pet Insurance Instead?
Unfortunately, Fetch Pet Insurance doesn’t offer a pause option. But you can always cancel and reapply later if needed.
Can You Downgrade Your Plan or Coverage?
Yes! You might be able to lower your monthly premium by reducing your coverage or increasing your deductible. This could be a win-win if you just want to save money.
Best Time to Cancel Fetch Pet Insurance
Before Renewal Date
The sweet spot to cancel is before your policy renews. This avoids being charged for another month (or year).
During Free Look Period (If Applicable)
Some policies come with a 30-day “free look” period where you can cancel and receive a full refund. Check your welcome documents to see if this applies to you.
Real User Experiences
Positive Experiences
Many users say Fetch’s cancellation process is hassle-free. Friendly reps, quick email replies, and smooth processing—it’s not all bad news!
Complaints and What to Learn from Them
Some users complain about being charged after cancellation. The fix? Always ask for written confirmation and keep an eye on your billing statements.
Common Mistakes to Avoid While Cancelling
Not Getting a Written Confirmation
Verbal confirmation is nice, but you need it in writing. Trust us on this one.
Cancelling Too Late
Don’t wait until the last day of your billing cycle—it might already be too late. Give yourself a few days of buffer time.
Forgetting to Check Claims Status
Got an open claim? Make sure it’s resolved or still eligible before canceling. Otherwise, you might miss out on reimbursements.
Final Checklist Before Cancelling
Contact Info Saved
Store all Fetch contact details for your records.
Copies of Correspondence
Keep screenshots or PDFs of emails, chats, and call logs.
Understand Future Coverage Gaps
Once you cancel, your pet’s uncovered. Be sure you’re ready for any unexpected vet bills.
How to Cancel Fetch Pet Insurance in Different Scenarios
Cancelling During Trial
If you’re within the free look period, you may qualify for a full refund. Make sure to mention this when contacting support.
Cancelling Mid-Term
You can cancel any time, but you’ll likely only stop being billed after the current billing cycle ends.
Cancelling After a Claim
You can still cancel after submitting a claim, but you won’t be covered for new incidents. Make sure your claim is fully processed before exiting.
What to Do After Cancelling Fetch Pet Insurance
Find a Replacement Plan
If you still want pet insurance, research alternatives like Embrace, Healthy Paws, or ASPCA Pet Insurance. Compare benefits and prices before signing up.
Consider Self-Insurance
Some people set aside money monthly in a pet emergency fund. It’s not perfect, but it’s better than having no plan at all.
Keep Vet Records Handy
Make sure you have copies of your pet’s medical history. These can be helpful if you apply for new insurance or need emergency treatment.
Conclusion
So, there you have it—how to cancel Fetch Pet Insurance in 2025, step-by-step. Whether it’s financial reasons, better options, or just a change in life direction, canceling a policy is your right. Just make sure to do it the smart way: prepare your info, contact the right people, get confirmation, and explore your next steps. You’ve got this!
Fetch Pet Insurance Review: Honest Insights Every Pet Parent Should Know in 2025
FAQs
Can I cancel Fetch Pet Insurance online?
No, Fetch doesn’t currently offer a fully online cancellation form. You’ll need to email or call their support team.
Will I get a refund after cancelling?
If you’re within the free look period or paid annually, you may be eligible for a refund. Otherwise, don’t count on it unless explicitly confirmed.
How long does it take to cancel Fetch Pet Insurance?
Usually, cancellation is processed within a few business days, but make sure you receive a confirmation email to be sure.
Can I restart my plan later?
Yes, you can reapply, but your pet may be considered a new applicant, which could affect coverage for pre-existing conditions.
Is there a cancellation fee for Fetch Pet Insurance?
Nope! Fetch doesn’t charge cancellation fees. Just remember that timing matters when it comes to refunds and billing cycles.
